Kayla McNamara, CFP®, Author at The Wealth Stewards

Financial Independence for Women and Cash Flow Planning Across Transitions

Financial independence for women is more than a number on a balance sheet. It requires a focused plan centered on impact and legacy. But its power is only fully realized when it flows with intention — especially through life’s most complex pivot points. Divorce, a business exit, retirement, the loss of a spouse, growing a […]

Should You Ever Borrow From Your 401(k)?

We see moments like this all the time with clients: cash is tight, an opportunity arises, or a personal expense demands immediate funding. One option that often comes up is borrowing from your 401(k).1 It can feel tempting — after all, you’re borrowing from yourself. But like most financial decisions, the reality is more nuanced. […]